Once Daily Cash is credited to your Apple Cash Card, it's yours to do with more or less as you please. But as you can see, you'll get the most rewards value from purchases when you shop at Apple or using Apple Pay. There are no limits on the amount of Daily Cash you can earn and no restrictions on where you can earn cash rewards.
2% Daily Cash: Applies to all Apple Pay purchases, across every spending category.Members also earn 3% Daily Cash when they use their card with Apple Pay at Walgreens, Panera Bread, Exxon Mobile, Nike, and in T-Mobile stores.
3% Daily Cash: Applies to purchases made at Apple stores,, the App Store, and iTunes.There are three tiers of rewards you can earn: And of course, Apple makes it as easy as possible to manage your account through the app so you don't have to chase down paper statements or try to remember where you spent money.īeyond that, you may like this card if you're looking for cash back rewards with no annual fee and no foreign transaction fee.Ĭardmembers earn Daily Cash rewards every time they spend. In terms of cash back potential, it's most rewarding for a) people who are into all things Apple, from devices to downloads, and b) consumers people who regularly make purchases from their mobile device. It's not difficult to set this up through the Wallet app, but it's an extra step that's worth noting.Īpple Card is designed first and foremost for iPhone users who already use Apple Pay as their preferred digital wallet app. The caveat is that if you want to redeem for anything other than statement credit, you'll need an Apple Cash Card account. You Need to Set up Apple Cash to Redeem Rewards: Apple gives you multiple ways to redeem the Daily Cash rewards you earn.
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That's limiting for people who are Android users or have an older iPhone that can't be updated.
Not special-event ones, like for foreign transactions or currency exchanges. Not punitive ones, like for late payments or going over your credit limit. Has No Fees: Many card companies are cutting back on fees, but the Apple Card comes with absolutely none.Overall, the three tiers of cash rewards are comparable to what you can find with other cash back credit cards. Daily Cash rebates on Apple purchases are available upfront and are immediately deposited to your Apple card to use as you please.
The amount of cash you can earn depends on what you buy and how you pay (i.e., the physical card or Apple Pay). Earn 1%–3% Cash Rebates on Purchases: The Apple Card rewards you with cash back, or "Daily Cash," as Apple calls it, on every purchase.Rewards rate is low if you don't use Apple Pay
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